Generative artificial intelligence (AI) is now a household topic and popular across various public applications. Users enter prompts to get answers to questions, write code, create images, improve their writing, and synthesize information. As people become familiar with generative AI, businesses are looking for ways to apply these concepts …

Companies have been collecting user data to offer new products, recommend options more relevant to the user’s profile, or, in the case of financial institutions, to be able to facilitate access to higher credit lines or lower interest rates. However, personal data is sensitive as its use enables …